Some of us can't wait to get rid of them and some of us are a bit more philosophical. Whatever your attitude towards your mortgage we all want to benefit from competitive interest rates and flexible terms and conditions.

The borrowing population has become far better educated about mortgages over the last few years. We have also demonstrated to the lending institutions that we are very willing to move our mortgages between lenders if we feel that it is in our interests. The demand for mortgages is also high while interest rates are relatively low.  All of this has led to mortgage products being more competitive than they've ever been.

Many of our clients have benefited significantly by taking advantage of these factors and re-mortgaging to new deals that offer discounted, capped or fixed rates. Similarly those who we have assisted with new mortgages have had access to well reasoned and well researched mortgage advice. The decision about whether to take a repayment mortgage or one of the many interest-only options is not an easy one to take and should be based on sound advice.

We give specific advice on all these issues and subscribe to "Mortgage Brain" which gives us detailed research that is is updated daily.  

Our remuneration for the mortgage advice we give is derived in part from the procuration fees that we receive from lenders. We normally charge a fee that is payable by you which is likely to be in the region of £250.  This fee is only levied on completion of the mortgage.

Please contact Tony Brierley or Dawn Phillips to progress your mortgage enquiry.

Your home may be repossessed if you do not keep up repayments on your mortgage.