There are many areas of financial planning about which business owners and managers need to take advice. Some issues, like the raising of capital for expansion or acquisition, are driven by the fulfilment of business plans and the taking of advice is a natural part of the process. There are many issues that require proactive thought and planning for events that may be some way into the future. For example;

• If you are a co-shareholder or partner in a business and your business partner were to die, who would own their share in the business?
• If you were to be seriously ill or die what would you want to happen to your share in the business?
• If one of your key employees were to be seriously ill or die, what would be the effect on your profitability?
• Are you recruiting and retaining the right employees with your benefits package?
• Are you sitting on large cash deposits that could be invested for long-term gain?
• Are you paying tax on profits that could be diverted to a suitable pension arrangement?

Are you meeting your legislative obligations regarding Stakeholder Pensions?

As well as our own expertise, we have well-established links to Chartered Accountants, Business Development Specialists, Commercial Loan Brokers and Legal Practitioners.